Attention homeowners in McAlester and Pittsburg County: Get an Appraisal today!

See the top seven reasons OK homeowners need 4 Seasons Appraisal, LLC:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a OK divorce, when real estate needs to be divided
  7. Settle an estate in OK by determining the true market value of property in question

Own a house in or near McAlester, OK and need help deciding the value of it?
Contact 4 Seasons Appraisal, LLC.

We at 4 Seasons Appraisal, LLC understand the unique needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate industry that probably doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at 4 Seasons Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. 4 Seasons Appraisal, LLC is veterans in helping people just like you remove unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other homes nearby. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. A professional appraisal from 4 Seasons Appraisal, LLC is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be troublesome from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from 4 Seasons Appraisal, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.